Some context: About a month and a half ago, I reconnected with an old friend on Playstation who I had previously cut off a couple years prior. The night we reconnected, in the Playstation party chat, he verbally gave me his debit card details to purchase both Playstation Plus and the video game Stranded Deep. Only a few nights later I was reminded why I cut him off: the guy is racist, sexist, homophobic, and an all around bad person, no matter how nice he seems on the surface. Anyways I cut him off again about a month ago, and then last night I get an email saying my Playstation account has been suspended due to chageback, and sure enough, after digging through my emails, it's the same amount that the three months of Playstation Plus costed. Now I already submitted an appeal, but I'm worried that's not going to do anything. Should the appeal not work, what do I do? How do I repay the amount if I can't sign into Playstation? I know this is completely my fault for trusting someone like him, and chances are he's probably well within his legal right to request the chargeback and get his money back, but if there's any chance I can get my account back, I'd love to know how.

just like the way it looks and have money to get it now

i’ve been wanting this one username, but it is taken by someone who has been inactive for likely even over a decade. they have zero games, zero anything and i really want the username. does Sony/Playstation allow requests for usernames and inactive accounts to be taken?