r/Money 19h ago

18M Just hit 20k! About to start college. Anyone can do it.

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404 Upvotes

I’ve finally hit my first 20k after working 40-60 hours at a minimum wage job almost every week in sr. year of high school! I aimed to save 2k/month, making about $1100-$1300 biweekly and a side hustle that made 0-$500 per month. Granted I had minimal expenses. AMA! I want to prove and inspire others; this is possible! Anyone can do it, maybe not in such a short amount of time, but it can be done.

My goal is be able to buy a house in 4-5 years when I finish college. I’m going to need a new car soon which will be a bummer, still deciding how to handle that.


r/Money 19h ago

How am i doing with all factors considered? 25M

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71 Upvotes

I’m aware I’m most likely doing pretty well for my age as far as net worth goes but let me provide some context because the number doesn’t show the entire picture. I’m 25 male in Florida, i work as a mover for a moving company. I had nothing in the beginning 2023. Now fast forward July 2026 i have passed $100k saved and no debt by being extremely frugal, i save damn near everything i make and only buy necessities. I split rent on our apartment with my gf each paying about $750. I drive a 2006 car with 160k miles on it but it’s a very reliable car. I have no education or certs in anything and what i do isn’t a “career” but i make 21hr +tips and commission sometimes (could be anywhere between $0-$400 but usually around $100 or less). I only got here because of my frugality and discipline, i put in long hours and work very hard. I get overtime a lot. On the outside, $100k nw as a 25 yo looks great but I just want other peoples perspective on how I’m doing or any thoughts? Also I’m aware I have too much cash lol


r/Money 6h ago

Anyone else getting tired of apps that turn every little thing into a subscription?

52 Upvotes

I think this is just me getting older,but it feels like every app I download now wants a monthly fee.

Need a notes app? Subscription. Budget app? Subscription. Habit tracker? Subscription. Even simple utility apps somehow want $5-10 a month now. I get that developers need to make money but sometimes it feels like we're renting software instead of owning it.

What's funny is I've actually found myself using simpler apps more because of this. I've messed around with TesterMax on and off for a while and one thing I appreciated was that it didn't constantly feel like it was trying to upsell me every five seconds. It's not perfect and there are things I'd change but at least I can open it and use it without feeling like I'm being funneled into another premium tier.

Maybe the real issue isn't subscriptions themselves it's when apps make the free experience annoying on purpose.

Curious what everyone else thinks. Are subscriptions just the reality now or are developers pushing it too far?


r/Money 23h ago

I'm so excited I finally am investing into my mega back door Roth IRA!!

7 Upvotes

I don't really have anyone to tell this to. I do a lot of overtime at my job with American Airlines. I don't want to tell my friends because I know they would get jealous. I'm just excited. I plan to hit the 72k max.

Edit: correction mega back door 401k


r/Money 1h ago

I took out loans I can’t afford

Upvotes

Im worried they’ll take my house I’ve been paying a mortgage for 6 years I have more equity than my debts are worth but I haven’t found any debt relief or consolidation offers worth considering. Simple question will they take my home ?


r/Money 2h ago

Net worth at 24 years of age | Canadian Citizen | AMA

0 Upvotes

Assets generated throughout teens + adulthood. AMA


r/Money 7h ago

Update: My $199 pet site just had another good day, $36 with $7 from Creator Connections

0 Upvotes

A little while back I posted about buying a pet niche site for $199 from NicheBlogZone and how it hit a $50.02 day. A bunch of you asked me to keep updating, so here's where things are at. I also bought 2 other sites last month - one from Flippa and one from a fb group.

Two days ago it did $36. Not a new record, but what made this one interesting is that $7 of it came from Creator Connections.

If you didn't catch the last post: I bought this site a few months ago, it already had content and a bit of traffic, and after taking it over I mostly just cleaned things up and fixed some internal links. It's monetized with Amazon Associates and most of the revenue comes from articles targeting really specific pet product searches where people are already in buying mode.

The Creator Connections piece is the new part. I'd set it up a while ago and honestly half forgotten about it, so seeing it chip in $7 on top of the regular affiliate commissions was a nice surprise. It's not huge money, but it's a whole extra earnings layer running on the same content I already have, which feels like the more meaningful takeaway than the daily number itself.

Quick recap of where things stand:

  • Bought the site for $199
  • Owned it for 2 months
  • Monetized with Amazon Associates
  • Now also running Creator Connections ($7 yesterday)
  • Best day so far: still $50.02
  • Yesterday: $36

I know $36 isn't life-changing, and it's below my best day, but I'm actually more encouraged than I was at $50. A record day is fun, but finding a second income stream stacking on top of the first feels like the thing that actually moves this from "lucky day" to "this might have room to grow."

Same reflection as last time: everyone talks about AI, SaaS, YouTube, newsletters, agencies. Meanwhile thousands of people are still searching Google for pet products every day and clicking affiliate links.

For those who asked me to keep posting, will do. And for anyone else running niche sites in 2026, have you tried Amazon Associates yet? Curious whether it's pulling its weight for others.