r/BEFire 10h ago

Bank & Savings KBC mortgage - salary condition

16 Upvotes

This is a question about saving potentially €2,50/month, which might be a ridiculously low number, but hey, the small bits add up.

We have signed/agreed to a mortgage with KBC. One of the conditions for a 0,05% discount on the yearly interest rate was "Je beroepsinkomsten (loon, inkomensvervangende uitkeringen, ...) doen toekomen op een betaalrekening bij KBC Bank." (= ~have your salary deposited to KBC).

I already have an account with KBC.

Will my gf (also named as kredietaanvrager) have to do the same?

KBC doesn't offer free bank accounts for 24+ y.o.'s.

If someone has experience with this, kindly share it. Thank you!