r/icbc 19h ago

Claims About this new insurance policy

1 Upvotes

Follow up to my recent post about being t-boned a couple weeks ago. Since then, my wife had numbness on her left side, random nerve pains affecting her neck, shoulder, collarbone, jaw, and dizziness when she walks.

Doctor thinks she has post-concussion syndrome. Waiting for MRI to see if there are other pathological causes. Tells her to try to live a normal life. May take months to maybe years to heal and symptoms will come and go.

Is this it? There's no compensation for pain and suffering or injuries anymore from ICBC aside from those medical services that she already has coverage for. We have been taking our prenatal and other meds since the beginning of the year and planning to try for our second child in the coming months but all our plans have been placed on hold because of the collision and pain she’s going through, she also doesn’t want to keep taking any extra medications during the pregnancy, as it may affect the baby.


r/icbc 18h ago

Drivers Licensing Thanks to my great driving instructor--wouldnt have had a chance of passing if it wasn't for him

12 Upvotes

I just passed my N in Richmond, and I would like to thank my excellent driving instructor. When I first started, I was too nervous even in small residential roads. I had trouble with everything ---I couldn't keep the car straight, I was too scared to go faster than even bikes. I was so scared that I would frequently brake. My instructor was extremely patient. He never yelled. Instead, he took me on small roads at first, then when I got more comfortable, he took me on large roads. If I didn't know how to do something, he would teach again and again, till I finally learned. If I'm being honest, at one point, I even considered giving up. 8 months ago, I never thought I would be able to get my license one day. Still, he continued to teach me. At first, he would intervene more, and little by little, he intervened less and less. He also didn't only focus on the exam routes too, he took me everywhere. Now that I have my N, I realize how important that is. He taught everything, including highway merging. If I couldn't remember something, he would just repeat and repeat, till it finally stayed in my head. He truly went above and beyond. As I was nervous in my first attempt, I failed. I was extremely upset. He was there to calm me down. He waited till I have cleared my mind and practiced again with me.


r/icbc 49m ago

Vehicle Registration & Policy Coverage What are insurance rates based on?

Upvotes

My son still has his N, currently drives an 01 Rav4. Pays around $2300 / yr for insurance - to and from school greater than 15k. Base, collision and comprehensive.

Looking at buying a newish car, 2019 Chevy Volt (rebuilt status). Asked the local insurance place for an estimate, said it would be about $4400 / yr for same coverage. That’s about 2/3 the black book value.

I know it’s expensive bc he’s young. What else affects it? Is it because it’s a “new” car? Because it’s rebuilt? Because it’s a plug in hybrid?

My other son is going to start driving soon… what sort of vehicle should I be targeting? It’s looking like old beaters are in his future?


r/icbc 9h ago

Claims Auditor on vacation, back now sitll no word.

2 Upvotes

6 week mark

Is it my job to keep following up? I emailed 3 times and left it alone after that as i assume they are busy, but they wont turn around and close it assuming i gave up or stopped paying attention