r/Investments • u/Jazzlike-Mortgage275 • 15h ago
r/Investments • u/Novel_End9250 • 1d ago
About to receive a large sum
I’d like to invest it in something worthwhile, is crowd funding for businesses worth it, I know crypto is far far down the shitter now having a piece of multiple somethings seem to be attractive in a certain type of way.
r/Investments • u/Realistic_Box_1263 • 2d ago
Nvidia lost its spot as wall street's most valuable company last week
It happened thursday during the chip selloff,nvidia slipped below apple and microsoft temporarily before recovering by close and didnt even make most headlines because the broader semiconductor story was louder.
but i keep coming back to it because of what it represents.
nvidia has been the anchor of the entire ai trade for two years,and it was always that whoever controls the picks and shovels of ai wins regardless of which model or application layer ends up on top. Nvidia makes the GPUs. everyone needs the GPUs. simple what thursday showed is that thesis is fragile enough to crack on a bad week, the chip selloff started with tsmc raising its capex forecast which should be bullish for the sector and the market sold it anyway. then moonshot drops kimi k3, a competitive frontier model built with less compute than anyone expected and then netflix guides slowing growth.
the stock recovered and its still the most valuable company in the world as of friday close but it briefly wasnt and thats the first time that's happened in over a year. next week is alphabet earnings and if google reports strong ai driven revenue and raises guidance the whole thesis gets reaffirmed and thursday looks like a blip. If alphabet is cautious about ai monetization you get another leg down in semis and the Nvidia valuation question comes back harder.
I have been watching this from europe where the access to these moves has historically been limited and the ability to position properly on volatile weeks like this one through real shares rather than cfd products is relatively new and it showed up in how i traded the week On bitpanda margin trading.
So is thursday a warning sign or just crowded positioning resetting before the next leg up??
r/Investments • u/Dadadadoododo • 3d ago
Been thinking of investing but I dunno how to start.
Hi! Im 17M and earned myself a little bit of money through SPES, and I wanna start growing my money now rather than later, I’ve been thinking of doing buy and sell but im not exactly sure what a good item would be. What can a 17 year old do with 10k exactly?
r/Investments • u/PSFNetwork_ • 5d ago
If you had to start over today, what would be your first investment?
r/Investments • u/Qizonea • 4d ago
Quick survey (not an ad) – building a journal app for VALUE INVESTORS. Is this actually a real need?
I'm building an investment journal app for value investors, and I'm about halfway built. It's not finished yet – features are incomplete (viewable but not functional yet). But I'm starting to worry this might just be me building something I think is useful rather than something people actually need. So I wanted to run a quick survey here and get some honest feedback.
Let me give you a quick overview of what I'm going for:
This app is a modern investment journal that integrates real-time stock data directly with your writing. It solves the "disconnect" problem where your written logic lives in one app (Notion) and the market reality lives in another (the stock exchange).
Key features:
- ✅ Visual Recall: Pin your journal entries directly onto the K-Line chart.
- ✅ Automated Data: Real-time prices for US, European, and Asian markets (via Yahoo Finance).
- ✅ Notion-Grade Editor: A rich-text writing experience with Slash commands (/) and drag-and-drop blocks.
- ✅ Privacy First: Your financial data belongs to you, not us.
Unlike TradingView or TradeZella, which are built for active traders, this app is designed specifically for value investors – who tend to focus more on research, analysis, and decision logic. At its core, this is a note-taking app, with stock prices and market data seamlessly embedded into your notes.
So I'm curious:
- Is this something you'd actually use?
- How do you currently document your investment decisions today? Excel? Notion? Word? Obsidian? Something else?
Thanks in advance for any feedback – brutal honesty welcome!
r/Investments • u/Ok_Platform_909 • 6d ago
What was your best investment and how much did you invest ?
r/Investments • u/eisengrahf • 6d ago
Non-AI stock recommendations?
I’ve got a large position in Nvidia right now and based on everything that’s going on I am thinking of reducing it a little and moving the proceeds to another non-AI stock for my taxable brokerage account. Any recommendations on a good etf or stock with stable growth that isn’t connected to the AU bubble? Just want to make sure I’m covered. Thanks in advance.
r/Investments • u/ExtensionOk5542 • 7d ago
403b Withdrawal
I’m 58, retired and have a 403b from my former job. I know I have to wait until 59 1/2 to withdraw funds without a penalty, so I’m waiting until next year. I also know I’ll have to pay taxes on it. So my questions are:
-can I take out a specific amount, as opposed to the entire thing?
-can I pay estimated taxes early based on what I withdraw?
-do I pay federal and state on it?
Thanks a lot 😊
r/Investments • u/dingoonmygringo • 7d ago
Ecommerce as an alternative investment beyond the traditional stock market
Alternative investments outside equities and real estate are still limited for most allocators, private equity has high minimums, venture carries high uncertainty, and most other asset classes need either operational involvement or long lockup periods
Ecommerce as an investable asset class is newer but the model is maturing, firms doing managed buys source and operate online stores on behalf of investors who put up capital and own a position in the brands while the management firm handles operational execution
The appeal is that ecommerce has shorter feedback loops than real estate, lower minimums than institutional PE, and more tangible underlying assets than crypto, but the risk profile depends entirely on the quality of the management firm and their operational track record.
r/Investments • u/Hashrate_Hunter • 7d ago
Looking for passive income ideas? Here's an honest look at Bitcoin mining as an asset class
If you're used to thinking in terms of dividend stocks, REITs, or bond yields, Bitcoin mining probably sounds like a completely different world. It isn't, really — the underlying logic is the same: you own an income-generating asset, it produces a regular payout, and the return depends on running costs versus output. Let me walk through it in those terms.
What you're actually buying
Instead of buying a share of a company (like a stock) or a share of a property (like a REIT), you're buying a share of Bitcoin mining infrastructure — real computing power in a data center, represented as a digital asset called a Digital Miner. It generates Bitcoin daily, similar to how a dividend stock pays out periodically or a rental property generates monthly rent.
The comparison isn't perfect, but it's a useful mental model: hashrate is your ownership stake, and efficiency is your operating cost ratio — the crypto equivalent of a REIT's expense ratio. A high-output asset with poor efficiency is a bad investment for the same reason a high-rent property with high maintenance costs is a bad investment: the net matters, not the gross.
Entry point and liquidity
You can start from around $50. That's a much lower barrier than most traditional income-generating assets (a rental property, for instance), but it comes with a different risk profile — more on that below. You can sell your position on an open marketplace at any time; there's no lock-up period forcing you to hold.
The realistic yield picture
Daily rewards are paid in Bitcoin, after a maintenance fee is deducted (comparable to a management fee). Several discounts can reduce that fee — using the platform's native token for payment, reaching higher account tiers, staying active — but none of them apply automatically. If you don't set them up, you're paying the equivalent of a higher expense ratio without realizing it.
Where this differs sharply from traditional passive income
This is the part worth being upfront about, because it's where crypto and traditional finance genuinely diverge:
- No fixed yield. Unlike a bond coupon or a REIT distribution, your reward isn't contractually guaranteed — it moves with network difficulty and Bitcoin's price.
- Price volatility. Bitcoin's price can move sharply in either direction. An asset that's "profitable" in BTC terms can look very different in dollar terms week to week.
- No deposit insurance. This isn't FDIC-insured or anything comparable. You're holding a crypto asset, full stop.
- Custodial risk. Depending on the platform, you may be trusting a third party to hold the underlying keys — worth understanding before committing meaningful capital.
None of this means it's a bad idea — it means it belongs in the "higher risk, higher potential return" bucket of a portfolio, not the "safe passive income" bucket. Treat it the way you'd treat any speculative allocation: money you can afford to have perform poorly.
Where I've been doing this
I use GoMining for this — it's the platform I have direct experience with, so I can speak to it specifically rather than generically. I run a small, free community that goes through the setup, cost structure, and realistic expectations in plain terms — genuinely useful if you're coming from a non-crypto background and don't want to wade through hype-heavy content to find the practical details:
👉 Discord: https://discord.gg/XxZCSzw8Ts
If you want to look at it yourself
Direct signup link (includes 5% cashback on your first purchase, paid by the platform, not by me):
👉 https://gomining.com/?ref=sxYQN
You can also register independently and just enter code sxYQN at your first purchase for the same cashback — no obligation either way.
Happy to answer questions, especially from people weighing this against more traditional income assets — that comparison is worth having honestly.
r/Investments • u/ezekiel17 • 7d ago
DIY Korean bbq and hot pot investment.
Investment possibility
I’m curious what everyone thinks about the future of Korean BBQ and hot pot restaurants.
A little background: I invest in small local businesses where I live. Nothing huge, just trying to diversify across different industries. A few examples are laundromats, bubble tea shops, Chinese buffets, and businesses in supermarket/shopping centers. I’ve generally liked businesses that have relatively steady demand.
Recently, I was offered the opportunity to invest in a Korean BBQ/hot pot restaurant with a group of people I know. It would actually become my largest single investment (about 20% of my overall investment portfolio), although my ownership in that specific restaurant would only be around 5%.
My concern is that it feels like Korean BBQ and hot pot exploded over the last 5–10 years. Everywhere I look, new places have opened. At the same time, I’ve also heard from several restaurant owners that business has been noticeably slower this year.
For context, I’m in a Midwest college town with a decent Asian population. Historically, the area also relied heavily on international students, and I’ve wondered whether that demand has changed compared to several years ago.
I’m not asking whether Korean BBQ is delicious—I love it. I’m asking from a business and investment perspective.
Do you think this concept is becoming saturated in many markets? Or do you think well-run Korean BBQ/hot pot restaurants still have plenty of room to grow?
If you’ve worked in the restaurant industry, invested in restaurants, or own one yourself, I’d love to hear your perspective. Has the market matured, or is there still a lot of opportunity if it’s in the right location with good management?
r/Investments • u/Bambino-87 • 7d ago
One ETF for my 18 y/o’s future house fund?
Thoughts on choosing one ETF for my
18 y/o’s future house fund? Possibly 5-10 years?
Taxable account with 300 dollars to start
100 dollars/month DCA for now
but she’s planning on adding more when able.
I was thinking maybe something like
VOO or VT? Or any other suggestions are appreciated
r/Investments • u/Overall-Guess-3724 • 7d ago
Where should I invest
Guys I have fresh 3.5 lkh capital need to invest again guide me.
r/Investments • u/tokenpaintbrush • 8d ago
Ok my last post was a lie. I do have a Roth open also.
But since I cant touch it I dont really think about it. Till I go to buy lol. Had a good day tho. Oh and how do I get rid of the delisted IDEXQ?
r/Investments • u/DunDonese • 8d ago
The Albert Investing app that I have an inactive account on spent more on printing this summary and the postage to send it, than my account is worth.
And the AutoMod glitched out on MildlyInteresting and removed it having mistaken it for a "screenshot."
r/Investments • u/Training_Tension3416 • 9d ago
am i crazy or is this defense micro-cap being ignored for no reason?
been going down a rabbit hole on this tiny israeli defense supply company. $32M market cap, barely any coverage.
grew net income 57% last year. has a $24M backlog that covers like half of 2026 already. trading at a P/E around 8 when the industry sits at 34. and about a third of the market cap is just net cash sitting on the balance sheet.
sounds too good right? here's the catch: last quarter revenue dropped 24% yoy and everyone seems to have written it off. but the backlog didnt shrink, and management actually kept guidance. defense supply is lumpy, one order's timing swings a whole quarter.
so either the market is right and the growth story broke, or its pricing a lumpy quarter like its a trend. cant tell if im missing something obvious or if its just too small for anyone to bother.
anyone here look at micro-cap defense names?
feels like theres a gap between the quarter and the backlog
r/Investments • u/Training_Tension3416 • 10d ago
GILT Q1 2025: Defense segment stalled, margins compressed, everything riding on Comtech CFIUS approval Here’s what the 6-K actually says... [analysis]
just went through their latest 6-K and something's bothering me.
Revenue up 15%, great. But Defense (the actual profitable segment) barely grew 3%. everything came from Acquisition.
And then gross margin fell from 37% to 30%. That's... not small.
GAAP operating income went down. The whole bet is on CFIUS approving the Comtech deal. If that doesn't happen, what exactly is this company?
anyone else notice this or am i being paranoid?
r/Investments • u/workitnow5 • 10d ago
Comment on my port
Hi! First time investing. 33. Planning to hold these for 10-20 years. Dca weekly-monthly.
I know there’s overlapping, but if i need to drop or reshape my port, let me know. Thanks!
Btw, i’m not sure if i’ll remove intel and spcx
r/Investments • u/workitnow5 • 10d ago
Comment on my port
Hi! First time investing. 33. Planning to hold these for 10-20 years. Dca weekly-monthly.
I know there’s overlapping, but if i need to drop or reshape my port, let me know. Thanks!
Btw, i’m not sure if i’ll remove intel and spcx
r/Investments • u/Aggressive-Pen9772 • 10d ago
Got 2 tickers after considerable research. I like them a lot.
As title says. Look into the numbers and tell me if you see what I see.
SPSY - Spectra
DBO - D-Box
r/Investments • u/WindRegenSpa • 12d ago
Where are you investing?
I am sorry if you read this and allready have answered it, but I don`t find a answer. So back to may question I have, where are you investing you money in, I have heard some of you have real estate, but I is not allways all your Money. So my question is where else are you investing in an All-World ETF or in individuale Stocks or even in presius metall?
Or all of this things just jokes and you hord cash und your pillow?
r/Investments • u/tokenpaintbrush • 13d ago
This is the extent of my investment so far
Im building an ssp position
r/Investments • u/carapatata_ • 13d ago
knowledge economy remote talent in Africa. Is it an opportunity?
I’m based in Spain (where labour costs are very high -if you want to build a company you compete now with highly capitalized startups or international companies), and Eastern Europe has also become very expensive. I’ve worked with teams in the Philippines before, but the time zone difference is quite bad.
I’ve founded and run fully remote companies in the past. Right now I work at an international company and I’m exploring building a side project - looking for ways to scale it efficiently without burning too much capital.
Are there interesting African countries worth investing in human capital in software development, data analytics, and digital marketing?
Key things I’m looking for:
• Strong talent pool (good quality/price ratio)
• Solid English level
• Cultural compatibility for a fully remote setup
• Reasonable talent competition
Recommendations on specific countries and stories of your experiences would be very welcome!





