If you're a federal retiree or, preferably, a survivor annuitant who has successfully worked through the OPM process to obtain FEHB for an adult disabled dependent and would be willing to advise me on how to do the same, I'd be grateful. Please chat me if you can help!

I am retiring 30 Sept and was wondering what the processing timeline looks like for multiple jobs: military, TSA, Army, and DLA. Anyone have a similar experience?

Glad to say my retirement has FINALLY been finalized 16 days short of being a year. I retired 7/31/25 and was finalized 7/15/26. I did regular retirement with MRA and 35 years of service. Here’s my timeline.
4/1/25 submitted retirement application
7/31/25 retirement day
10/25 received annual leave pay
11/8/25 Received status change email the application received at OPM
11/17/25 OPM logs in application as received
2/1//26 First interim pay received
7/15/26 Email received from OPM of status change to finalized
7/16/26 Retirement booklet available online.

ETA: I only worked for three agencies, no divorce or military service, and did have a deposit for time I worked as a student during the summer and holidays while in college.

I’ve been informed by OPM that I was overpaid via interim pay. They are basing this on a miscalculation of my annuity, which is currently being reviewed. Does anyone have a specific contact at OPM who could help me with the reconsideration forms to ensure correct completion as it’s not an easy process.

Postal employees: how soon after retirement do you receive full pension?

Has anyone ever waited 8 months and still not been assigned a retirement specialist or had any sign of life from OPM? I retired 12-31-2025 and all I have gotten from OPM are the interim payments. Replies from help desk amount essentially to "we're working on it." Has my retirement been sabotaged or are others who retired the same day still in my boat? I don't knw how panicked I should be but, after 8 months to not even have a specialist seems very wrong.

When I go to my dashboard it says no payment history? When I try to call to get info the message says they are busy and hangs up.

So how much longer? DoD/Navy 9/30 DRP 2.0. I have been on Interim pay since Feb. Should I be worried that no check mark yet on, "Retirement Application Received"? Is it stuck somewhere...do I need to worry; call anyone; or no need to worry but just keep waiting? I feel like I'm the last remaining from 9/30 DRP 2.0 batch. TY

Looking for recommendations on advisors in the NOVA area. I noticed District FA? I have a short fuse on making a decision.

*Update - Thanks to all for the great input. Request was submitted.

I'm considering requesting VERA and only have a few days to decide. If you've taken it in the past could you please share your experience (good/bad/ugly)?

Disclaimer - I have been running numbers and it's feasible for my family.

I just got original Medicare and now my FEHB is secondary. I don’t see a way to let Medicare know I have the other plan on their website though I tried to find a way to add it.

I know I need to call FEHB plan and give them my Medicare info.

But Medicare is billed first….. so how do they know to pass it along to FEHB plan to cover the rest?

What do I need to do to ensure I don’t get a lot of bills that FEHB should be getting?

Thanks!

I’m a dual U.S. - Canadian citizen. I’m retired from the US Federal Government and receive monthly Social Security, annuity, and TSP (sort of a government 401k) payments. I’m thinking of moving to Canada and I’d like to know how other U.S. ex-pats handle their retirement income, especially retired U.S. Federal employees.

Can you simply have your retirement income deposited directly in a Canadian bank or do you maintain an account in a IS financial institution and then transfer it to a Canadian one?

Any insight or suggestions will be appreciated.

put another way - what is the earliest I can retire but still have the annual leave payout be in the 2027 tax year? Do I have to wait until late December or will the end of November be enough?

Stupid question, do I have to set up my direct deposit on the OPM Retirement Services Online website? I just got a check in the mail today for what I think is my back interim pay. I assumed they would already have my direct deposit information on hand. When I did access the website, I did see an area for creating direct deposits but, again, I assumed they already had that information and this was an area to set up allotments.

Thank you for any help.

Supplemental just started and I will make well over the limit and probably lose it next year, will I be penalized in any way and have to pay it back. I know, It's been 10 years since I was rif'ed.

Can anybody give me a reason to enroll in Medicare Part B if the IRMAA premium (tier 3] is greater than the out of pocket maximum in my FEHB plan (GEHA - HIGH)?

Does any one know of any private federal benefit consultants who specialize in FEHB Medicare and IRMAA issues?

My loved one took DRP 2.0 from the IRS end of 9/25. She fell and broke her hip in January 2026, leading to a series of notable medical costs. Due to a failure of OPM’s systems to reflect her actual employment status in early 2026, they incorrectly considered her still an employee in certain respects, causing OPM to misinform her and her healthcare providers that FEHB (BCBS in this case) was the primary insurance. Months later they reversed the instruction, backdating it, to reflect Medicare as primary. And now, of course, both providers have refused to pay, indicating that the other is primary. The Medicare protest deadline is in October—we’ll protest. And if necessary we’ll sue both at once.

Anyone in a similar position had any success?

Received a deposit today from "OPM1 Treas 310 XXCIV SERV" (dated 7/1). Not sure if I received an interim payment or not. If so, where can I find out the breakdown of this payment (how it was calculated and how much for medical insurance was deducted). When I logged onto Servicesonline.opm.gov, it shows no transactions. Maybe it takes some time for the transaction to show up on servicesonline? My breakdown is?

5/31-Retired IRS.

6/5 - Last paycheck received

6/22 - Received vacation paid out

6/29 - Email from OPM that retirement application from agency payroll received. Created account on servicesonline.opm.gov.

My application is stuck in intake stage. I have BCBS and Medicare. BCBS is my primary now because I am still employed based on OPM. So I called OPM to see if they can change my status with BCBS, they said that they will send an email to the area handling my case. Will this help or just BS?

I took the DRP, retired 9/30. DoD. Here’s my OPM timeline so far:
1/15 - notification of retirement received
1/19 - retirement application received
1/15 - interim pay issued
6/29 - assigned to a specialist

My back interim pay came on 1/16, then monthlies began 2/1.

Over the past couple of months a "Case Stage" view has been showing up in Services Online. There are five stages I've been able to confirm so far: Intake, Development, Adjudication, Review, and Retirement Finalized. Figured I'd put OPM's exact wording for each one here, since it actually tells you a lot about what's happening behind the scenes.

Here's what each stage says, word for word:

1. Intake

"We received your retirement application from your payroll provider and are reviewing the basic information needed. Your case is officially opened and added to the queue for adjudication."

2. Development

"We are gathering and verifying the details needed to process your claim, namely service history, salary information, and benefits elections. If anything is missing, we request it so your case can move ahead."

3. Adjudication

"An OPM adjudicator is reviewing all confirmed information and making the official decision on your retirement benefits. Your case is actively being worked during this step."

4. Review

"We are reviewing the adjudicator's work to ensure accuracy and that all rules and requirements were met. This quality check helps protect your benefits and keeps your case on track. Once the review is completed, your case is put into final pay and finalized."

5. Retirement Finalized

"Congratulations, your retirement is finalized! You can now download your annuity booklet. We are completing remaining tasks like coordinating out-of-cycle payment, issuing notices, and populating your information in our systems. OPM retains your information for ongoing customer service."

A few things I've noticed that are worth knowing:

If your application is a smooth one it should move through those 5 stages in order.

However, the stage can move backward. If you're sitting in Review and it bounces back to Adjudication, that usually isn't a problem with your case. It means they caught something small and are fixing it.

OPM's been reshuffling these status screens lately, so what you see may not match the next person. That's actually part of why I'm asking.

Two things I'm actually trying to figure out, and I'd love your input:

1. Has anyone seen any stage OTHER than these five in Services Online? I want to know if the list is actually longer than what I've been able to confirm.

2. Do you see this Case Stage view at all? If you DON'T see it, were you a paper submission? And if you DO see it, were you a digital (ORA) submission? I'm trying to work out whether the stage view only shows up for digital filers, which would explain why some people have it and some don't.

So really, two questions: how did you file, paper or digital? And what stage are you seeing in Services Online if you're still in the process?

Recent retiree with court orders entitling my ex to a percentage of my annuity.

My retirement was finalized at the end of May. I received my first full annuity payment just before June 1 and I have received my second one as well. I received the balance I was owed from underlayments in June as well.

My ex has not received anything and is bugging me about why and when she will get her money. Does anyone know how long it takes for an ex to receive their portion of the annuity? Who calls OPM about this and what information do they need? Do I call? Or does she need to call?