r/FedRetirees Mar 19 '26

Question How long did it take from the date of your retirement to finalization of your annuity and retirement by OPM?

8 Upvotes

If you wish, add the length of time it took, your agency, and the date of retirement in the comments!

102 votes, Mar 26 '26
12 30-60 days
23 61-90 days
18 91-120 days
10 45 -months
28 6-9 months
11 More than 9 months

r/FedRetirees Feb 26 '26

Post your best federal retirement info and resource links

5 Upvotes

What links would you include in resource Bookmarks on the sidebar? The plan to build a useful list to refer to for neutral information or what government sites to get help on something EDIT: to clarify as several have posted with links to businesses. ***This is NOT for links to advisors or businesses that market to federal retirees. Even if they have info or videos or seminars on federal retirement topics. This is not intended to be a database of businesses or advisors***

PLEASE add links here in comments! ******IMPORTANT— These cannot be links to advisors or businesses no matter how great you feel they are. We don’t want this to become business directory or a place to market ****

These should be sources of good factual information on Federal retirement and related issues (Medicare, social security, FERS/CSRS, news about legislation that impacts federal retirees, FEHB, ORA, Tax issues, Financial issues)

***Note: AGAIN Please, NO marketing or business links or financial advisor links or links to promote your OR others’ blog/website/ substack etc.

Hoping to compile a list of helpful places to get info on or help with federal retirement issues

-Federal news sites

-OPM sites

-Other government federal retirement info sites

-Medicare and Medicare info sites

-FEHB

-Federal retirement organizations

-Social Security

Thanks!


r/FedRetirees 10h ago

Help Navigating Survivor Annuitant and FEHB for Adult Disabled Dependent

2 Upvotes

If you're a federal retiree or, preferably, a survivor annuitant who has successfully worked through the OPM process to obtain FEHB for an adult disabled dependent and would be willing to advise me on how to do the same, I'd be grateful. Please chat me if you can help!


r/FedRetirees 1d ago

Processing timeline

1 Upvotes

I am retiring 30 Sept and was wondering what the processing timeline looks like for multiple jobs: military, TSA, Army, and DLA. Anyone have a similar experience?


r/FedRetirees 2d ago

Finally Finalized

39 Upvotes

Glad to say my retirement has FINALLY been finalized 16 days short of being a year. I retired 7/31/25 and was finalized 7/15/26. I did regular retirement with MRA and 35 years of service. Here’s my timeline.
4/1/25 submitted retirement application
7/31/25 retirement day
10/25 received annual leave pay
11/8/25 Received status change email the application received at OPM
11/17/25 OPM logs in application as received
2/1//26 First interim pay received
7/15/26 Email received from OPM of status change to finalized
7/16/26 Retirement booklet available online.

ETA: I only worked for three agencies, no divorce or military service, and did have a deposit for time I worked as a student during the summer and holidays while in college.


r/FedRetirees 2d ago

OPM shrinks its workforce by a third, seeks further staffing cuts

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govexec.com
31 Upvotes

r/FedRetirees 2d ago

Help with filling out the reconsideration forms for an overpayment/clawback of interim pay

1 Upvotes

I’ve been informed by OPM that I was overpaid via interim pay. They are basing this on a miscalculation of my annuity, which is currently being reviewed. Does anyone have a specific contact at OPM who could help me with the reconsideration forms to ensure correct completion as it’s not an easy process.


r/FedRetirees 4d ago

Pension

0 Upvotes

Postal employees: how soon after retirement do you receive full pension?


r/FedRetirees 6d ago

Retirement Delays

22 Upvotes

Has anyone ever waited 8 months and still not been assigned a retirement specialist or had any sign of life from OPM? I retired 12-31-2025 and all I have gotten from OPM are the interim payments. Replies from help desk amount essentially to "we're working on it." Has my retirement been sabotaged or are others who retired the same day still in my boat? I don't knw how panicked I should be but, after 8 months to not even have a specialist seems very wrong.


r/FedRetirees 6d ago

I received a direct deposit from OPMX?

1 Upvotes

When I go to my dashboard it says no payment history? When I try to call to get info the message says they are busy and hangs up.


r/FedRetirees 8d ago

5 Months of Interim Pay

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12 Upvotes

So how much longer? DoD/Navy 9/30 DRP 2.0. I have been on Interim pay since Feb. Should I be worried that no check mark yet on, "Retirement Application Received"? Is it stuck somewhere...do I need to worry; call anyone; or no need to worry but just keep waiting? I feel like I'm the last remaining from 9/30 DRP 2.0 batch. TY


r/FedRetirees 9d ago

Final Annuity calculated incorrectly and now I’m being hit with an overpayment! Anyone experience this?

5 Upvotes

r/FedRetirees 10d ago

VERA

7 Upvotes

*Update - Thanks to all for the great input. Request was submitted.

I'm considering requesting VERA and only have a few days to decide. If you've taken it in the past could you please share your experience (good/bad/ugly)?

Disclaimer - I have been running numbers and it's feasible for my family.


r/FedRetirees 10d ago

Fiduciary Recommendation?

2 Upvotes

Looking for recommendations on advisors in the NOVA area. I noticed District FA? I have a short fuse on making a decision.


r/FedRetirees 12d ago

Question Setting up Medicare coordination with FEHB secondary

12 Upvotes

I just got original Medicare and now my FEHB is secondary. I don’t see a way to let Medicare know I have the other plan on their website though I tried to find a way to add it.

I know I need to call FEHB plan and give them my Medicare info.

But Medicare is billed first….. so how do they know to pass it along to FEHB plan to cover the rest?

What do I need to do to ensure I don’t get a lot of bills that FEHB should be getting?

Thanks!


r/FedRetirees 15d ago

How Do Americans Living in Canada Receive Retirement Payments - Particularly Retired Federal Employees

13 Upvotes

I’m a dual U.S. - Canadian citizen. I’m retired from the US Federal Government and receive monthly Social Security, annuity, and TSP (sort of a government 401k) payments. I’m thinking of moving to Canada and I’d like to know how other U.S. ex-pats handle their retirement income, especially retired U.S. Federal employees.

Can you simply have your retirement income deposited directly in a Canadian bank or do you maintain an account in a IS financial institution and then transfer it to a Canadian one?

Any insight or suggestions will be appreciated.


r/FedRetirees 16d ago

How long to receive annual leave payout?

6 Upvotes

put another way - what is the earliest I can retire but still have the annual leave payout be in the 2027 tax year? Do I have to wait until late December or will the end of November be enough?


r/FedRetirees 17d ago

Check on Direct Deposit Information

6 Upvotes

Stupid question, do I have to set up my direct deposit on the OPM Retirement Services Online website? I just got a check in the mail today for what I think is my back interim pay. I assumed they would already have my direct deposit information on hand. When I did access the website, I did see an area for creating direct deposits but, again, I assumed they already had that information and this was an area to set up allotments.

Thank you for any help.


r/FedRetirees 17d ago

Fers supplemental

3 Upvotes

Supplemental just started and I will make well over the limit and probably lose it next year, will I be penalized in any way and have to pay it back. I know, It's been 10 years since I was rif'ed.


r/FedRetirees 18d ago

FEHB Medicare and IRMMA

11 Upvotes

Can anybody give me a reason to enroll in Medicare Part B if the IRMAA premium (tier 3] is greater than the out of pocket maximum in my FEHB plan (GEHA - HIGH)?


r/FedRetirees 18d ago

Private Medicare FEHB Consultants

9 Upvotes

Does any one know of any private federal benefit consultants who specialize in FEHB Medicare and IRMAA issues?


r/FedRetirees 19d ago

Error in insurance primary/secondary priority between FEHB vs Medicare due to OPM mistake (DRP 2.0) — anyone else?

7 Upvotes

My loved one took DRP 2.0 from the IRS end of 9/25. She fell and broke her hip in January 2026, leading to a series of notable medical costs. Due to a failure of OPM’s systems to reflect her actual employment status in early 2026, they incorrectly considered her still an employee in certain respects, causing OPM to misinform her and her healthcare providers that FEHB (BCBS in this case) was the primary insurance. Months later they reversed the instruction, backdating it, to reflect Medicare as primary. And now, of course, both providers have refused to pay, indicating that the other is primary. The Medicare protest deadline is in October—we’ll protest. And if necessary we’ll sue both at once.

Anyone in a similar position had any success?


r/FedRetirees 20d ago

Interim payment?

11 Upvotes

Received a deposit today from "OPM1 Treas 310 XXCIV SERV" (dated 7/1). Not sure if I received an interim payment or not. If so, where can I find out the breakdown of this payment (how it was calculated and how much for medical insurance was deducted). When I logged onto Servicesonline.opm.gov, it shows no transactions. Maybe it takes some time for the transaction to show up on servicesonline? My breakdown is?

5/31-Retired IRS.

6/5 - Last paycheck received

6/22 - Received vacation paid out

6/29 - Email from OPM that retirement application from agency payroll received. Created account on servicesonline.opm.gov.


r/FedRetirees 21d ago

Intake stage

6 Upvotes

My application is stuck in intake stage. I have BCBS and Medicare. BCBS is my primary now because I am still employed based on OPM. So I called OPM to see if they can change my status with BCBS, they said that they will send an email to the area handling my case. Will this help or just BS?


r/FedRetirees 23d ago

DRP 9/30 timeline

12 Upvotes

I took the DRP, retired 9/30. DoD. Here’s my OPM timeline so far:
1/15 - notification of retirement received
1/19 - retirement application received
1/15 - interim pay issued
6/29 - assigned to a specialist

My back interim pay came on 1/16, then monthlies began 2/1.