r/XRP Oct 24 '21

Pinned XRP Subreddit Rules, Partner Subs, and Helpful Links

413 Upvotes

XRP Subreddit Rules

reddit.com/r/XRP/wiki/rules

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

 

Official Discord for the following subs:

Community Subs

r/XRP ($XRP)

XRP is a digital asset built for payments. It is the native digital asset on the XRP Ledger—an open-source, permissionless and decentralized blockchain technology that can settle transactions in 3-5 seconds. Faster, less costly and more scalable than any other digital asset, XRP and the XRP Ledger are used to power innovative technology across the payments space.

 

r/Ripple (ripple.com)

Ripple is a real-time gross settlement system, currency exchange and remittance network created by Ripple Labs Inc. Ripple is focused on building technology to help unleash new utility for XRP and transform global payments. Ripple’s open source developer platform enables developers and entrepreneurs to build real-world payment solutions on the XRP Ledger.

[XRP]

Links

Explorer & Tools

Wallets

The Base Reserve is a minimum amount of XRP that is required for each address in the ledger. Currently, this is 1 XRP.

The Owner Reserve is an increase to the reserve requirement for each object that the address owns in the ledger. Currently, this is 2 XRP.

Source

A non-custodial client wallet for the XRP Ledger

A hardware wallet

A client-side XRP wallet

[Ripple]

Links

Social Media

XRP

Ripple

Most Discussed Topics and Answers


r/XRP 8h ago

07/22/26 [Join XRPhoenix Discord] - discord.com/invite/XRPhoenix

3 Upvotes

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

Official Discord for the following subs:

Channels

  1. Announcements
  2. News and media
  3. ​Infographics and visual aids

Categories

  1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
  2. Interledger Protocol, RippleX, Polysign
  3. XRPL Labs, Xaman (previously Xumm)

Special Perks for the XRPhoenix Discord server boosters

*We will never send you a DM or a friend request. Beware of scammers.


r/XRP 1h ago

XRPL Bought XRP and ADA few years ago and now regret it.

Upvotes

Bought Both of the coins 2 years ago and now I regret it a lot. I did everything put in the research but now I’m literally done with it seeing it every month hitting lows, now I wanna get out and get done with this shit. What’s the best way to get out now? Should I accept the loss and leave or is there a way to ease up my losses some how? I’m thinking to just hold a bit more untill I really need the money. I know I put my money for the intention of actually losing it all, but as a student it still hurts lol. Thoughts?

Edit: totally my bad guys I think 2 years was an over exaggeration it was maybe like 1 year or 1.2 years where I bought at 3+ and DCA till 2.7 and now I’m at massive loss. Sorry for the misunderstanding


r/XRP 1d ago

Fluff I sense big things in the horizon....

142 Upvotes

I know it's not looking good but I believe that soon the doubters will be proven wrong and we will all be vindicated.


r/XRP 1d ago

Wallet Owllet Smart Wallet Lauching Beta Testing on iOS

9 Upvotes

I have no idea how this isn't making a LOT of noise

https://testflight.apple.com/join/vrCzpbUF

Beta testing for Owllet Smart Wallet for XRPL is open for 90 days!


r/XRP 1d ago

XRPL Xaman tangen cards or just tangen cards ? Which hardware wallet is better

17 Upvotes

Hi with mica and all of these restricted exchanges I am considering moving my funds to cold wallet I mostly have xrp , which wallet should I choose ?

Not sure if it's worth going with xaman tangem ( for xprl features ) or just getting a plain tangem card since i am mostly just hold and don't really use xrpl defi stuff .


r/XRP 1d ago

07/21/26 [Join XRPhoenix Discord] - discord.com/invite/XRPhoenix

2 Upvotes

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

Official Discord for the following subs:

Channels

  1. Announcements
  2. News and media
  3. ​Infographics and visual aids

Categories

  1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
  2. Interledger Protocol, RippleX, Polysign
  3. XRPL Labs, Xaman (previously Xumm)

Special Perks for the XRPhoenix Discord server boosters

*We will never send you a DM or a friend request. Beware of scammers.


r/XRP 2d ago

Wallet XRPresso Development Update

32 Upvotes

It’s been a little while since the last post, but development hasn’t stopped.

I’m continuing to build XRPresso with one goal in mind:
bringing real-world commerce to the XRP Ledger.

Over the coming weeks I’ll be sharing development updates, screenshots, ideas, and looking for feedback from the community.

If you’re interested in the future of XRPL utility, you’re in the right place.

Thanks to everyone who’s joined so far. This is just the beginning. ☕


r/XRP 3d ago

07/19/26 [Join XRPhoenix Discord] - discord.com/invite/XRPhoenix

3 Upvotes

XRPhoenix Discord

>>> Invite Link: discord.com/invite/XRPhoenix

Official Discord for the following subs:

Channels

  1. Announcements
  2. News and media
  3. ​Infographics and visual aids

Categories

  1. Exchanges & Wallets, FinTech, DeFi & NFTs, Investing, Cryptocurrency
  2. Interledger Protocol, RippleX, Polysign
  3. XRPL Labs, Xaman (previously Xumm)

Special Perks for the XRPhoenix Discord server boosters

*We will never send you a DM or a friend request. Beware of scammers.


r/XRP 7d ago

Ripple DTCC XRP

Thumbnail dtcc.com
76 Upvotes

The dtcc went live today tokenizing stocks. I kept hearing on twitter how they are using XRP however i don’t see them in the press release. What gives?!


r/XRP 7d ago

Investing Quick question

48 Upvotes

is a little over 11,000 xrp a good amount to have or is it too little? thanks


r/XRP 8d ago

Wallet Best hardware wallet for traveling?

14 Upvotes

I have got a few longer trips coming up and started wondering what people actually do with their crypto. While I away from home.

Do you: Bring your cold wallet with you? Leave it locked up at home and just don't touch it? Split funds across a hot wallet for spending money and cold storage that stays put?

Also curious how people handle the seed phrase situation while traveling. Do you bring a backup, memorize it, or leave that at home too?

Feels like there is a situation between "what if my hotel room gets robbed" and "what if I lose access and need my backup while I'm away." Would love to hear what isworked (or gone wrong) for people who travel a lot like me.


r/XRP 10d ago

Meme What are my chances?

Thumbnail
gallery
86 Upvotes

I'm not a professional trader or technician. What do you all think?


r/XRP 12d ago

Fluff Top Wallets still accumulating

102 Upvotes

Not hype just facts: I recently started tracking the amount of XRP you need to be in the Top 100,000 Wallets. The last 3 months in 2026:

  • 35200 April 14
  • 35247 June 8 (+47 over 55 days)
  • 35319 June 22 (+72 over 14 days)
  • 35553 July 10 (+234 over 18 days... a linear sequence added to create a palindrome!)

So even those in the Top 100,000 are slowly and steadily accumulating and that accumulation appears to be accelerating. From under 1 XRP per day from April to June, to 5-ish per day within June, to 13 per day into July.

People biased against XRP: "You can't fix stupid!!!"

People biased towards XRP: "Bullish yeeeeeeah!!!"

I just like numbers.

(All figures obtained from the rich-list .info website. Space added because I've had previous posts removed for including the clickable link.)

EDIT: Oops! I accidentally typed 100 instead of 100,000. Corrected after comments notifying me to the mistake.


r/XRP 12d ago

Crypto Moonpay

17 Upvotes

What’s the cheapest way to sell crypt if it’s in Tangem. Moonpay charges 25%. 😂


r/XRP 14d ago

Ripple Kansas Athletics Announces Strategic Jersey Patch Partnership Featuring XRP Cryptocurrency

Thumbnail
kuathletics.com
109 Upvotes

r/XRP 14d ago

Investing Not seeing the vision

96 Upvotes

Ive been holding XRP for a while but im genuinely not seeing the vision with the ceo anymore. A few months back i made a few posts regarding crypto regulations, banks, and the potential for XRP to be used for transactions but im failing to see why institutions will change to XRP when they already either have systems that work or alternatives that have already been agreed upon. Small utilization over time could lead to growth as more people adopt the switch but that requires XRP to let the market be dominated by competitors who could essentially permanently steal the market from XRP. What are your thoughts on its future utility or adoption?


r/XRP 14d ago

Wallet Xaman tangem card possibly tampered with?

12 Upvotes

A while back I bought 2 Xaman tangem cards from the official Xaman website. I tried to set them up today and when I scanned the 1st card into the app if gave me a yellow warning message stating that the card was not new and had already been used. I have not setup these cards before. The 2nd card scanned into the Xaman app green and said it was brand new. The card in question already has an Xrp account on it, but has not been activated yet. I obviously will not be using the compromised card, but how could this have happened?? Did someone use the card during transport hoping i wouldn't notice and deposit Xrp into the account?? Ive contacted Xaman support so hopefully they can send me a new card, because now I only have 1 good card with no backup, and the website only let's you order 2 at a time. Anyone from Xaman frequent this sub?? Thanks. ​


r/XRP 16d ago

Ripple Ripple Got Deutsche Bank and Nigeria's $92B Market by Letting Banks Skip XRP Entirely

Thumbnail
blocknow.com
147 Upvotes

r/XRP 19d ago

Investing The current system must fail first

28 Upvotes

People forget that XRP is often talked about as a backup plan for the current financial system. If you believe that thesis, the existing system would have to break down first and some people argue we’re already seeing signs of that through inflation and a weakening dollar.

As long as the current dollar-based system is still functioning and people can continue making money in it, XRP may not reach the prices some expect.

But here’s the question I keep coming back to: if 1 XRP were worth $7,000, yet inflation had gotten so bad that the average house cost $3 trillion, would that really make you wealthy? The number would be bigger, but your purchasing power might not be.

Just a thought.


r/XRP 18d ago

Crypto Xrp

0 Upvotes

Let's get to at least $2 again before anyone is talking about $20+ 😂 I don't for a second believe it will go over $5, but it could.


r/XRP 21d ago

Ripple Ripple, Visa, BlackRock Join 140+ Firms to Back Open USD Stablecoin

Thumbnail
blocknow.com
77 Upvotes

r/XRP 22d ago

XRPL XRPL Lending Protocol Enters Final Voting Stage as XRP Targets $1.20 in July

Thumbnail
blocknow.com
40 Upvotes

r/XRP 25d ago

Crypto Push down was good for me

Thumbnail
gallery
15 Upvotes

Averaged into my position, think if clarity act is passed in July or even August we could be on a rush to $4….

Sounding more like it could stall until the Lame duck though… what are people’s thoughts?


r/XRP 25d ago

Fluff Mark My Words

78 Upvotes

We’ll be mooning around Christmas time.